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What Is Accounts Receivable Financing

Let's say your company extends 30 day terms to its customer.  From the moment your service is completed or goods delivered, the money you've invested to produce this work and the profits you will receive are tied up for a full thirty days, many times even longer.  With a Pre-Banc Accounts Receivable Loan, you can put most of that money to work for you immediately.  Pre-Banc will normally advance up to 80% against your invoice to customers, providing cash immediately.

You can use the capital right now to pay suppliers, take care of over head, make favorable investments, or finance work in process.  Whatever you need the money for, it is available without waiting.  Pre-Banc can offer a true Revolving Line of Credit based on your Accounts Receivable at less cost than factoring.  You control your costs by borrowing just what you need when you need it.  As your business continues to grow, the line is there to back you up.  When the business slows down, the cash receipts will get you out of debt.  The 20% we did not finance remains your equity in the invoice.  When the customer pays the amount due, you receive the remaining 20%.

We serve a large variety of clients. Click here for more information on your financing costs.

Call Us Now at (949) 955-2262 or email us.
We are happy to assist you.

Our service area covers all of the western United States.

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  Pre-Banc Business Credit Inc.
  18818 Teller Avenue   Ste. 101
  Irvine, CA 92612

Loans will be made pursuant to the Department of Corporations Commercial Finance Lenders Law. California Finance Lender License #603-2225